Jennifer
Thanks. We've built four homes in the past, and how you do things is exactly how we did our last home. We've even experienced a builder going out of business and not paying sub-contractors, etc (ha!) so we even know how to navigate that, now! We ended up paying to finish our current house ourselves. Your way is really the best way to do it. We learn something with each home we build. If anything comes up, let us know.
Thanks.
Jennifer